2012 is likely the best year you are going to get to obtain a mortgage. Rates are as good as it gets for 10 year/15 year/30 year fixed rates for a home loans.
There are already hints that you could see rates start to rise mid year 2012.
Home prices are said to be under valued by 23% taking in to account historic ratios of disposable income and housing prices. Homes have not been this undervalued since 1975.
Home buyers or investor, it is clear, buy in 2012.
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