Just a Grin!

Dr. “T”

If you have a question for Dr. “T”, send it in. The opinions offered are sometimes real and sometimes not.


Question: Is the $8,000 Tax Credit the same as a no down loan?
-Susan, San Bernardino

Answer: No, of course not, because with the Tax Credit you must close the escrow before the government gives the down payment back.

Question: If I agree to modify my loan, can I stay here through the Holidays at no cost?
-John, Yucaipa

Answer: Yes you can.

Question: How long can I stay in my house after I quit making the payment?
-Peter, Beaumont

Answer: No telling, a couple years is possible at this time.

Question: If the Bank repossesses my home, how much money will they give me?
-Linda, Calimesa

Answer: There is no set amount, but up to $5,000 is possible.

Question: What is the best & cheapest way to delay eviction after foreclosure for a few days?
-Sam, Hemet

Answer: Change the address numbers on the house.

Question: I took out a LIAR loan, than lost the house. Should I still feel guilty for lying?
-Heather, Redlands

Answer: Not if you took out the LIAR Loan before the lenders guidelines changed in April of 2006.

Question: How long can I drag out the loan modification process and continue living here for free?
-Rick, Highland

Answer: A long time right now.

Question: If I have a LIAR loan, can I get a LIAR Loan Modification?
-Mary, Banning

Answer: Yes you can because it’s not your fault.


Looking for answers? Send in your questions today…